ANNUAL STEP-UP ENGINE
Step-Up SIP Calculator
Model how increasing your monthly SIP contribution annually with your income raises your total wealth corpus compared to a flat SIP.
Input Assumptions
Total Invested
₹57,19,047
Est. Returns (Assumed)
₹73,06,727
Step-Up Future Value
₹1,30,25,774
Interactive 3D Corpus Growth Timeline
Invested Principal Compounded Return
Yearly Step-Up Breakdown
| Year | Monthly SIP (₹) | Total Invested (₹) | Future Value (₹) |
|---|---|---|---|
| Year 1 | ₹15,000 | ₹1,80,000 | ₹1,92,140 |
| Year 2 | ₹16,500 | ₹3,78,000 | ₹4,27,862 |
| Year 3 | ₹18,150 | ₹5,95,800 | ₹7,14,615 |
| Year 4 | ₹19,965 | ₹8,35,380 | ₹10,60,984 |
| Year 5 | ₹21,962 | ₹10,98,918 | ₹14,76,856 |
| Year 6 | ₹24,158 | ₹13,88,810 | ₹19,73,601 |
| Year 7 | ₹26,573 | ₹17,07,691 | ₹25,64,291 |
| Year 8 | ₹29,231 | ₹20,58,460 | ₹32,63,933 |
| Year 9 | ₹32,154 | ₹24,44,306 | ₹40,89,751 |
| Year 10 | ₹35,369 | ₹28,68,736 | ₹50,61,489 |
| Year 11 | ₹38,906 | ₹33,35,610 | ₹62,01,774 |
| Year 12 | ₹42,797 | ₹38,49,171 | ₹75,36,512 |
| Year 13 | ₹47,076 | ₹44,14,088 | ₹90,95,348 |
| Year 14 | ₹51,784 | ₹50,35,497 | ₹1,09,12,185 |
| Year 15 | ₹56,962 | ₹57,19,047 | ₹1,30,25,774 |